We have a team of professional Mortgage Loan Originators to help with any questions about the buying or refinancing process. We can get you prequalified!

2. Pre-qualification and complete a credit check
To get prequalified, you will need to provide some financial information to your Mortgage Loan Originator, such as your income, monthly debt liabilities, and asset information. This information will assist us in determining the purchase price you may qualify for so you can begin shopping for homes.

3. Gather required documentation to speed up the loan pre-approval process
Once pre-approved, we will be there to answer any questions you may have while you go through the shopping process with your real estate agent. Sign up to receive a pre-approval checklist.

4. Make an offer
When you identify your ideal home, your real estate agent will assist you in making offer by completing the appropriate contracts, etc.

5. Offer accepted!
All contractual agreements between the seller and buyer have been solidified. The buyer will make an earnest money deposit with the closing agent at the title company and the contract is now valid agreement.

6. Signing final loan documents
The moment you’ve been waiting for is here! The time has come to sign all of your home loan and title documents to complete your home purchase.

7. Loan closing period
Once you have signed your loan documents, deposited funds for closing costs/down payment, your loan proceeds have been received and the seller signs their paperwork the closing agent will prepare the title document to record the change of ownership.

8. Final funding period before getting the keys
The closing agent sends the documents to the county recorder’s office to make the change of ownership official.

9. Move in!
Congratulations and enjoy your new home.

Apply Online Today